Why is Housing So Expensive?

For many American families, homeownership—a cornerstone of the American Dream—is slipping further out of reach. Housing prices continue to rise, and even renting has become more expensive, leaving families feeling squeezed on all sides.

There are signs of hope. Several states are taking action this legislative cycle, exploring ways to reduce or eliminate property taxes. But more can and should be done—at both the state and federal levels—to make homeownership more affordable. Smart policy reforms won’t just benefit buyers; they’ll also help lower rental costs, easing the pressure on families across the board.

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