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How Bad Zoning Broke the Housing Ladder with Dr. Emily Hamilton | Let People Prosper Show Ep. 178

12/11/2025

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​If you’re trying to understand why starter homes have vanished, why marriage and birth rates are falling, or why your kids can’t afford to move out, you won’t find a clearer guide than Dr. Emily Hamilton. Her latest piece in Governing, “To Support Families, Repair the Housing Ladder,” is a must-read. It makes a simple but devastating point: 

We’ve eliminated the low rungs of the housing ladder—and now we’re shocked people can’t climb it.

Starter apartments? Outlawed. Manufactured housing? Zoned out.SROs? Gone. Family-friendly rentals? Blocked by NIMBY politics. And now the U.S. is flirting with population decline for the first time ever. This conversation explains why—and what to do about it.

👉 Subscribe on vanceginn.substack.com to get shows and show notes in your inbox and follow my handle on X at @vanceginn for more pro-growth policy content that doesn’t pull punches.
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    Vance Ginn, Ph.D.
    ​@LetPeopleProsper

    Vance Ginn, Ph.D., is President of Ginn Economic Consulting and collaborates with more than 20 free-market think tanks to let people prosper. Follow him on X: @vanceginn and subscribe to his newsletter: vanceginn.substack.com

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